The fees contained in this Fee Schedule are accurate as of April 1, 2008. For current information, contact TBACU at 713-336-5500 or 800-577-3164.
This Fee Schedule sets forth certain conditions, rates, fees, and charges applicable to your accounts at Texas Bay Area Credit Union, and is incorporated as part of your Account Agreement with us.
SERVICE |
FEE |
Account Closure
(If Closed Within 6 Months) |
$5.00 |
Account History Inquiry |
$3.00 |
Account Reconciliation |
$20.00 per hour
$10.00 Minimum |
ATM Initial Card Issuance |
No Fee |
ATM Point-Of-Sale (P.O.S.) Transaction Fee (For Checking Accounts Only) |
No Fee |
ATM Transaction Fee At TBACU Owned ATMs & Credit Union Friendly ATMs |
No Fee |
ATM Transaction Fee At All Other ATMs |
$1.00 per transaction |
Below $25.00
Minimum Savings Balance
|
$2.00 per month |
Below $100.00 Balance
no other accounts/services |
$3.00
per month |
Bill Payment Expedited Service
Electronic
Check |
$5.00 per item
$18.00 per item
|
Business Account Monthly Fees |
|
Business Select Checking
(Formerly Business Share Draft) |
$10.00 (Avg. daily bal of $1,000 will avoid monthly fee) |
Business Elite Checking |
$15.00 (Avg. daily bal of $1,500 will avoid monthly fee) |
Business Elite Plus Checking |
$20.00 (Avg. daily bal of $2,500 will avoid monthly fee) |
Business Account Transaction Fees |
|
Business Select Checking |
100 transactions free per month.
Additional transactions $0.25 each |
Business Elite Checking |
200 transactions free per month.
Additional transactions $0.25 each |
Business Elite Plus Checking |
500 transactions free per month.
Additional transactions $0.25 each |
Rolled Coin Deposited / Change request |
$0.10 per roll |
Cashier's /Cerified Checks |
$3.00 per check |
Check Cashing Fee |
|
No fee if Check is $100.00 or Less or Member has a Checking Account. |
|
Checks Over $100.00-$5.00 per Check. |
|
Collection Item |
$25.00 Each |
Credit Union Checks |
$3.00 each copy
Unless Payable to a Member |
Copy of Share Draft,
if requested from the credit union |
$5.00 each |
Excessive Withdrawals - Money Fund Accounts |
$10.00 each
|
Inactive Account Fee |
$5.00 prior to closing and turning over to the State of Texas |
Insufficient Share Draft/EFT Debit/ATM W/D |
$25.00 each |
Legal Processing - Tax Levy,
Garnishment, Subpoena, etc. |
$25.00 each |
Money Orders
$25.00 or Less
$25.01-$500.00
$500.01-$1000.00 |
$.75 each
$1.00 each
$1.50 each
|
Overdraft Protection |
$5.00 per transfer |
Overdraft Privilege |
$25.00 per transfer |
Real Estate Modification |
$275.00 + filing fee |
Returned Deposit Item |
$25.00 each |
Returned Mail |
$5.00 each |
Safe Deposit Boxes
3 x 5"
3 x 10"
5 x 10"
10 x 10" |
$15.00 annually
$30.00 annually
$45.00 annually
$75.00 annually
|
Safe Deposit Box Key Deposit |
$7.50 |
Share Draft Account Monthly Service Charge |
No Fee |
Share Draft Printing |
|
Varies depending on style and quantity |
|
Share Draft Temporary Checks |
$.25 each
No fee for starter checks |
Signature Guarantee |
$20.00 each |
Statement Copies |
$1.00 per page |
Stop Payment Request |
$25.00 each |
Travelers Cheques
Single Signature
Dual Signature
Gift Cheques |
1% of total purchase
1.5% of total purchase
$2.50 each
|
Uncollected Draft/EFT Debit/ATM W/D |
$25.00 each |
Unreadable MICR Items |
$1.25 each |
Verification of Deposit (written) |
$5.00 each |
Wired Funds
Domestic
International
Western Union |
$12.00 each
$40.00 each
$20.00 each |
Directo a Mexico |
As Low As $5 Per Transfer To Mexico Via ACH.
Please Ask Associate For Details
|
*The Audio Response Service (S.T.A.R.), ATM, or Debit Card will not allow transactions to be performed on accounts that are overdrawn or delinquent thirty-one (31) days or more.
For complete Truth In Savings Disclosures, please consult our Truth-in-Savings Disclosure.
For more information about TBACU or to find out how you can join, please call 713-336-5500 or 800-577-3164, visit any branch office or e-mail us.
To apply for membership please contact us.
Convenience Services / Fee Schedule 
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