Managed credit program - credit score enhancements

We will show you how to pay us and others less money!

When obtaining a loan, auto insurance, homeowners insurance, or employment your credit history has always been a decisive factor. People with low a low credit score have often found it difficult to obtain a loan at a reasonable rate, lower premiums for insurance products, or gain employment.

Our Managed Credit Program can help you understand your credit score, and how the credit score process works. Sometimes, simply paying off a credit card can increase your credit score substantially.

If you receive a loan from us, and after six months of following our suggestions on how to increase your credit score, we will refinance your loan at a lower rate! Our goal is to show you how to pay us and others less money by improving your credit score.

Stop by one of our branch locations, and meet with one of our Financial Service Representatives. They will give you a free copy of your credit report, and talk to you about your credit score.

For more information about TBACU or to find out how you can join, please call 713-852-6700 or 800-577-3164, visit any branch office or e-mail us.

To apply for membership please contact us.