|
 Loans And Credit / Home Mortgage Loans
For many, buying a home is the most important and largest investment one can make. Have peace of mind in knowing your investment is sound and secure with TBACU! Click Here to Apply!
The basics of a TBACU loan include:
-
Restricted to properties in Texas only
-
Once the loan application is turned in, there is a 30-day lock on the rate
-
NO Application Fee!
-
An appraisal fee is turned in after the pre-approval and costs approximately $325 - $350 on average
-
On unimproved property, the down payment is 20%, plus origination and closing costs
-
The pre-approval process takes approximately 24 - 48 hours, with closing taking place in around 4 to 6 weeks*
TBACU offers a low fixed rate mortgage program for your primary residence or second home. If you already own your own home and simply want to refinance your existing real estate loan from another financial institution, Texas Bay Area Credit Union can make the process simple and cost efficient.
Are you anxious to know the potential financing you could receive on the home of your dreams? Well, give our Mortgage Calculator a try, to determine the financing for a mortgage that you potentially qualify for with TBACU!
If you'd like to attain a Home Mortgage Loan Application Packet or want more information on TBACU's Mortgage Loan Program, please contact Ana Romero at 713-852-6700. She will be happy to assist you with any of your home-buying needs.
Click Here to Apply!
*Approximate time-frame only
For more information about TBACU or to find out how you can join, please call 713-852-6700 or 800-577-3164, visit any branch office or e-mail us.
To apply for membership please contact us.
|
|