(1) Minimum average daily balance of $100 is required to earn any dividends for share accounts.
(2) Minimum average daily balance of $250 is required to earn any dividends for share draft accounts.
(3) No minimum average daily balance required to earn any dividends for Member Advantage share draft accounts. Other restrictions apply.
*APY or Annual Percentage Yield assumes dividends remain in the account until maturity. Withdrawals or fees reduce earnings. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends.
** New 60-month Share Certificate may qualify for a one-time bump-up rate during the term of the certificate. Please ask for details.
Texas Bay Credit Union is federally insured by the National Credit Union Share Insurance Funds, which is backed by the full faith and credit of the U.S. government.
Member Advantage Qualifications
If qualifications are met during qualification period, the account will earn current stated dividend rate and corresponding APY* as well as a refund of up to $10 in ATM transaction service fees. To learn more, click here.