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Mortgage Loans

There’s no place like Texas Bay Credit Union when you’re buying a home.

Buying a home is one of the most important and largest investment decisions you might ever make. So make it a smart one, too, with our low, fixed-rate mortgage program. We also offer FHA, VA, and unimproved land loans. Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.


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Mortgage Loan Officers

Financing a home is one of the most daunting tasks we experience in our lifetime.  Rest assured you can count on Texas Bay to help.  All of our mortgage loan officers are trained to answer all your questions and help guide you through the mortgage process.  From pre-qualification to closing, our mortgage loan officers will explain what is needed from you, provide recommendations, and reduce the amount of surprises along the way.  Please reach out to one of our friendly mortgage loan officers below:

Adrian Edmonds – Cypress Branch
NMLS #1689944
9212 Fry Rd, Suite #100
Cypress, TX 77433
Office:  713-852-6700 x2807
Mobile: 832-859-4252

Maria Cantu – Summerwood Branch
NMLS #351151
12310 W. Lake Houston Pkwy
Houston, TX 77044
Office:  713-852-6854
Fax:      713-852-6946

Debra Motley – Katy Branch
NMLS #272882
4747 FM 1463, Suite #1000
Katy, TX 77494
Office:  713-852-6700 x2707

Patrick A. Guillion, Jr. – Vice President of Mortgage
NMLS #866494
12611 Fuqua Street
Houston, TX 77034
Office:  713-852-6778
Fax:      713-852-6904


Online Mortgage Center

To check rates, apply for a mortgage, learn about mortgage terms and conditions, and for more resources and FAQs, visit our online mortgage center.