Drawing Rules & Disclosures
¹APR means Annual Percentage Rate.
²The 0% APR Introductory Rate is good for the first 6-Months. After then, your rate will change to the rate based on your credit at the time of approval. Risk Based Pricing Notice: The Annual Percentage Rates (APR) quoted “as low as” depending upon the applicant’s individual credit history. Rates quoted are based on approved credit. Your APR may be higher based on your credit information obtained from consumer credit reporting agencies Texas Bay Credit Union uses. Rates and terms are subject to change without notice. Credit card changes require 45 days advance notice. Must be 21 or older, or have a
parent or guardian as a co-signer. Transfer fees and other restrictions may apply.
³The 5.80% APR Introductory Rate is available on new purchases for the first 6 months. After then, the rate will change to the rate based on your credit at the time of approval and be applied to all new
purchases. Introductory rate is available on purchases only. Must be 21 or older, or have a parent or guardian as a co-signer. Transfer fees and other restrictions may apply.
*Members must be approved for a new credit card at Texas Bay Credit Union before the offer
deadline of September 30, 2017 to be automatically entered in a drawing for a chance to win
a 55” HDTV plus a $113 gift card (value at $1,000) or one of eight $50 gift cards (value $50
each). Giveaway subject to change based on availability and at the sole discretion of the credit
union. If package is unavailable, a gift card will be provided to the winner in an amount equal to
the giveaway. No purchase necessary to enter and win. Eligible persons may enter the drawing
by submitting a handwritten form without purchase or obligation. Mail a 3×5 card with name,
address and contact information to: Texas Bay Credit Union, Attn: Marketing, 12611 Fuqua
St., Houston, TX 77034. Entries must be received no later than 5pm CST on September 30,
2017. Winners are selected in a random drawing to be held by the credit union during October
2017. Officials and employees of the Credit Union and their family members are not eligible to
participate in the Drawing.